2 entries in one day! I feel like I need to give an update (reality check) to the sidebar goals I set in the 2014 new year euphoria.
1. Stick to a monthly budget- I HAVE STUCK TO IT. But I am THINKING of deviating. My credit cards have been creeping. I set a tight budget thinking husband would get disability (he has not) and thinking I could live very frugally while getting my life under control. Instead- husband has been spending WAY more than he normally does- and baby keeps being ready for more crap! We got her an excersaucer and a few weeks later a high chair- and so the credit cards are hitting- scary land. I'm THINKING of stopping putting money towards savings and just increasing our monthly spending budget. Reality check- we spend more than our monthly budget allows. ...Still pondering that. I HATE BREAKING A GOAL. I HATE CREDIT CARD DEBT. So we'll see.
2. I am adding $900 a month to our monthly income! But spending $200/month in gas to get to/from the job. $200/month dilligently goes to saving for the baby- the remaining amount- gets spent. Is not going to horseback riding. But I ride horses at my job...so...thats kind of still meeting the goal..ish?
3.I am horseback riding! Not in the competitive atmosphere I prefer. But I am tral riding and in the industry!
4. I'm not buying a horse. My plan to own a horse in 2015 is to not get one. This job has been a reality check- too expensive.
5. I HAVE been adding $100/month to the mortgage!
6. I have been saving for a future car purchase- that is on track.
7.I have been saving in the emergency fund. Thinking of raiding it to pay off the credit cards. Still pondering that one.
8. I hit my goal weight! Awesome!
9. I have not been saying No. He's kind of stopped running things by me and just does it- giving me no opportunity to say No. Sounds worse than it is- his purchases are a few hundred dollars- not enough to have a real discussion over- but then they have been adding up. Ugh. I need to work on this one.
Ok- writing this out. I'm doing way better than I thought! I have been staying on track, even though unexpected stuff has come up that could have derailed me. This gives me motivation to really refocus.
Refocusing
May 13th, 2014 at 06:43 pm
May 13th, 2014 at 09:51 pm 1400017906
May 14th, 2014 at 12:24 pm 1400070299