Well I reworked the budget to accommodate our cleaning service and monthly massage membership. I talked to husband about the budget as I did it.

I re-routed my paycheck from the attic renovation to paying for these luxuries and our monthly spending.

I made it clear that we are in trouble if I lose my job because it is paying for his spending allowance and massages. That should stop all negative talk regarding how my job is burdening the family.

Since August I've been tracking our net worth on a monthly spreadsheet. I'm thrilled to report that most months, our net worth increases. Primarily due to retirement account increases. I'm SO HAPPY to be out of a situation where we are losing massive amounts of money. I know we are not adding to our net worth actively, but we are not taking a sledgehammer to it anymore either.

Just a good day all around. I can pay my bills. In full. Loving it!